Borrowing estimate
Borrowing Power Calculator
Estimate borrowing power using income, expenses, debts and basic lending assumptions.
General estimate
Use the estimate as a starting point before a lending conversation.
Inputs
Assumptions
Result
Advice
Results
Estimated Result
Estimated borrowing range
$382,206 to $445,907
Estimated monthly repayment
$2,536
Key assumptions
Assessment buffer
3% above entered rate
Serviceability
General estimate only, not lender-approved borrowing capacity
Available monthly surplus
$3,478
Notes
This is a general serviceability estimate only and is not lender-approved borrowing capacity.
Assessment rate uses the entered rate plus a 3% buffer.
Estimated tax uses resident rates and the Medicare levy for a simplified monthly income estimate.
Credit card limits and dependants are assessed with conservative placeholder allowances.
These calculators provide general estimates only. They do not take into account your full financial position, lender policy, credit history, fees, grants or individual circumstances. Speak with Infinite Finance before making lending or purchase decisions.
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Want to understand your borrowing position?
Borrowing power varies by lender policy, credit history, income type and the structure of your application.
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0479 160 006info@infinitefinance.net.au1st Flr, 166-168 Grange Rd, Flinders Park SA 5025